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Devaa Properties and Services - Professional Real Estate Services

Devaa Financial services an initiative of Devaa properties will provide Home loans & mortgage loans any where in Kerala from various banks with door step service.

Types of Home Loan: There are different types of home loans available in the market to cater borrower’s different needs.
Home Purchase/Construction Loan: This is the basic type of a loan which has the purpose of purchasing or constructing a new house.
Home Improvement Loan: This type of loan is for the renovation or repair of the home which is already bought
Home Extension Loan: This type of loan serves the purpose when the borrower wants to extend or expand an existing home, like adding an extra room etc.
Home Conversion Loan: It is that loan wherein the borrower has already taken a housing loan to finance his current home, but now wants to move to another home. The Conversion Housing Loan helps the borrower to transfer the existing loan to the new home which requires extra funds, so the new loan pays the previous loan & fulfills the money required for new home
Loan against Property (LAP): You can now take a loan against your residential or commercial property, to expand your business, plan a dream wedding, and fund your child's education and much more.
Home Construction Loan: This type of loan taken when the borrower wants to construct a new home.
Land Purchase Loan: It is that loan which is taken to purchase a land for construction & investment purposes.

Documents required in Home Loan - Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc.

Following documents are required by financial institutions to process the loan application: • Age Proof, • Address Proof, •Income Proof of the applicant & co-applicant• Last 6 months bank A/C statement, • Passport size photograph of the applicant & co-applicant

In case of Salaried• Employment certificate from the employer, • Copies of pay slips for last few months and TDS certificate • Latest Form 16 issued by employer Bank statements

In case of Self-employed• Copy of audited financial statements for the last 2 years • Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company• Profit and loss account for the last few years• Income tax assessment order

For more details call Manoj Mahadevan on 9037412293

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